Is there coverage for theft of personal property in a Dwelling Policy?

Coverage for theft of personal property in a Dwelling Policy is indeed typically covered under Coverage C, which is dedicated to personal property. This means that if a policyholder experiences theft of personal belongings such as furniture, electronics, clothing, and other personal items while at the insured dwelling, they can generally file a claim to seek financial compensation for their losses.

Coverage C provides a certain limit on the amount of personal property that is protected, and it's important for policyholders to understand the specific terms and conditions of their policy regarding theft. For instance, while many personal items are covered, there might be certain limitations or exclusions based on the value or type of the property. However, most common theft situations involving personal property in the dwelling are protected under this coverage.

Options suggesting that theft is never covered or only covered under specific circumstances do not accurately reflect the broader protections that a Dwelling Policy offers, especially with respect to personal belongings within the insured residence.